Have you had damage to your home or property from a disaster and need to file a claim? If so, you may be questioning if you need to consult a lawyer or a public adjuster to make sure you get all the help and financial compensation you deserve.

Are there differences between public adjusters and lawyers?  Which should you seek for advice and help?  Keep reading to find the answers to these questions and to give you more information.  

If You Want the Most Help for Your Insurance Claim, a Public Adjuster is the Best Choice

Sometimes your priorities and the priorities of the insurance company will be very different.  They will generally try to give you as little money as possible for your claim. Why? Because if the insurance company can save money, they get the profits.  The public adjuster’s job, however, is to work for you and to prioritize your interests during your insurance claim.

The job of a public adjuster is to look over your insurance policy, go to your property to assess any damage, look at the evidence and use all of this to make sure you get the financial reimbursement you need and deserve from your insurance policy.  They will take the burden off you by filing your claim and reaching out to your insurance company for you so that in a time of stress you don’t have to do it.  

If Litigation Becomes Necessary, a Lawyer is Your Best Choice

Sometimes the jobs of lawyers who specialize in insurance and public adjusters can be similar, but these two professionals have different areas of expertise. For instance, only a lawyer can file a lawsuit on your behalf.  Lawyers, however, are not experts in assessing damage.  You may not need a lawyer if you have already hired a public adjuster.  But if your insurance company denies your claim or refuses to negotiate you will need a lawyer to contact your insurance company and potentially file a suit.  

Public Adjusters and Lawyers Can Work Together for Your Benefit

Sometimes you may need both a public adjuster and a lawyer, especially if you need legal services to sue or negotiate.  This can become expensive, however, as you will need to pay two companies or individuals. That may lower the amount you are able to use from your settlement with the insurance company.  It is recommended that you begin with a public adjuster and only consider a lawyer if the insurance company is not working with your adjuster or offering a reasonable compensation.  

Do you Need a Public Adjuster for Residential or Commercial Claims in Texas?  Call Now!!

Contact Only Plans Claims & Consulting to help with your residential or commercial damage insurance claim needs.  We can begin negotiations right away with your insurance company.  When you contact us, you will receive more information and a free consultation with no commitments. We want to help you!